All current atb rrsp interest rates for deposit accounts, fixed rate redeemable, non-redeemable term accounts and the springboard gic.
Rates for the 1-year cashable gic are only available for clients investing in personal banking products. Agriculture, business, and commercial clients are encouraged to reach out to their relationship manager or account manager for current rates.
Find a selection of all current atb interest rates including prime, gics, mortgages, personal and business investment plans. Featured, closed fixed-rate, open fixed-rate and open variable-rate mortgages. Rates for redeemable and non-redeemable gics (cad and usd) of.
Atbs personal cashable gic provides you the security of a guaranteed return but also allows you to cash out earlyfor. Amounts withdrawn in excess of the minimum amount will be subject to withholding tax at the same rates applicable to rrsp withdrawals. You get your principal back along with interest earned at the gics standard rate.
In many cases, any withdrawals you make from your rrsp builder account will be taxed at your current income tax rate at the time you make the withdrawal. However, if you participate in the federal governments home buyers plan (hbp) or lifelong learning plan (llp), you can withdraw funds from your rrsp and the tax wont be withheld.